SimpFee is a legally patented service fee program provided exclusively through Electronic Data Payment Systems (EDPS). The program offers merchants an alternative to standard credit card processing and the fees that accompany it. By enrolling in SimpFee, businesses can eliminate up to 100% of their credit card processing expenses in a legal and compliant way.

SimpFee is a service fee program that works by applying a service fee to all transactions. Consumers are made aware of this fee through clear and conspicuous marketing at the entrance and point of check-out, as well as on all copies of the receipt. The service fee can be waived or split at any time in order to offer a discount to consumers paying in ways other than card.

A service fee is a fee applied to all transactions which can be waived when the customer chooses to pay with cash. This fee is utilized to help merchants reduce processing expenses and increase profits.

A service fee is a fee applied to all transactions which can be waived when the customer chooses to pay with cash. A surcharge is a fee applied to transactions when a customer chooses to use a credit card for payment, increasing their price compared to other consumers. SimpFee’s service fee program gives the consumer the option of a discount, so it is not a surcharge.

Yes, SimpFee is legal and compliant in all 50 states. The Durbin Amendment of the Dodd-Frank Act allows businesses to offer discount or incentive for certain payment types, so long as every consumer is offered the discount, there is no discrimination based on card type, and there is clear and conspicuous marketing to inform the consumers. SimpFee follows all of these guidelines, providing you with marketing, hardware, and support.

Customers must be notified of the service fee at three specific points through clear and conspicuous marketing. First, there must be notice at the entrance of the establishment. SimpFee provides this notice through a window cling that can be places on doors or windows. Second, there must be notice at the point of check-out. SimpFee provides this notice through a marketing tent that can be placed on the check-out counter. Lastly, the service fee must be on all receipts. This is accomplished through the use of terminal, POS, and gateway systems offered through SimpFee.

Merchants that enroll in the SimpFee program can eliminate up to 100% of their processing fees. On average, businesses that employ a service fee program eliminate approximately 90% of their processing expenses.

SimpFee is compliant with all state and federal regulation as long as the following rules are followed:

• Discount must be available for all consumers.
• Clear and conspicuous marketing must be posted at entrance, point of check-out, and on all copies of the receipt.
• Approved terminals, POS, and gateways must be used.
• Fee cannot differ depending on consumer or card type